We are excited to offer financing on bike and accessory purchases!
Applying online is quick, convenient, and secure. Apply here.
Joy Machines offers:
6-month deferred interest with $700 minimum purchase (must include a bike)
12-month deferred interest with $1000 minimum purchase (must include a bike)
*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 or 12 months. If you do not, interest will be assessed on the promo purchase from the purchase date. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.